Help to Buy South has helped hundreds of people to purchase or rent their new home.  Here are just a few of the success stories:

Help to Buy Hero Awards - Julie unexpectedly finds her dream home in Maidenhead thanks to Help to Buy

Help to Buy Hero Awards - Julie unexpectedly finds her dream home in Maidenhead thanks to Help to Buy

For Julie Dixon Help to Buy couldn't have come along at a better time, and the fantastic service she received from the Shanley Homes sales team at Boulters Meadow has made her nominate them for a Help to Buy Hero Award.

"I was recently separated and my house had just gone under offer" explains Julie, "I had approximately 8 weeks to find somewhere to live and I had just spent several weekends looking at older flats in Maidenhead. I could afford the lowest end of the 2 bed flat market and everything I viewed was in need of renovation."

Driving back from a viewing Julie passed the Shanley homes Boulters Meadow development and went home to do some research. "I decided to visit them the following Tuesday on my day off", she continues, "having checked the website and making a call to their head office they confirmed that some flats were still available. These were well beyond my price range but I decided to go anyway to cheer myself up!"

Once she arrived at the development she was not only met with great customer service but she then had a great surprise. "In the office I was greeted by their fabulous team who were friendly and made me a much needed cuppa" says Julie, "I explained that I could only look at the one bedroom flats and that I had limited financial options. That was when they mentioned the Help to Buy Equity Loan Scheme.

The Help to Buy Equity Loan Scheme enables you to buy a new build property with a 5% deposit and borrow up to 20% of the value of the home in the form of an interest free* equity loan from the Government. You then need to raise a 75% mortgage to cover the remaining cost of the home.

"Before I viewed any flats we decided to find out if I was going to be eligible for the scheme" she explains "I was amazed when the checks over the phone came back as a yes and it turned out that with the Help to Buy Equity Loan my budget went further and I could afford a 2 bedroom flat!"

"At this point my heart was racing and I was so excited that I calmed things down by asking to view the show flat to check that their flats were something I would like to live in" says Julie. "Things just took off from there and on our return to the office we discussed the flats which were available at my price range and their location. I left the office that afternoon with a deposit placed on the flat which I now own and live in today!

Speaking about the experience she had that day Julie adds "It was an amazing afternoon and I cannot emphasise enough how much Help to Buy has helped me out. Without the scheme I would not be living in a modern, clean, cosy, fully sound proofed and comfortable home. I have lived in many different homes and none of them have been as nice as this Shanley Home and Help to Buy facilitated this for me."

When the Help to Hero Awards were announced she couldn't help but nominate the team that helped her that day "The Boulters Meadow sales team were so helpful and kind when I was in such a tight corner and feeling so vulnerable. Even on the day I moved in they'd left a lovely gift hamper which I enjoyed later that evening. I'd love to nominate them for a Help to Buy Hero award for their fantastic service they gave me throughout the whole process."

*The equity loan is interest free for the first five years, but in the 6th year of ownership, a fee of 1.75% of the equity loan based on the market value at the time you purchased is payable monthly, rising annually by the increase (if any) in the Retail Price Index (RPI) plus 1%. This is applicable if you have not paid back your equity loan by the end of year 5. An illustration will be given to you at the time of purchase.

For more information on the Help to Buy Equity Loan Scheme read our downloadable guide.

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