Help to Buy South has helped hundreds of people to purchase or rent their new home.  Here are just a few of the success stories:

"We've got no regrets; we're so proud of our new home!"

Settling for a privately rented home for the foreseeable future was Cheryl's only option, or so she thought. Like many, Cheryl found it near impossible to get a 'normal' high street mortgage for an open market purchase due to the high levels of deposit required. But that perception changed whilst reading her local newspaper, when Cheryl saw an advert promoting the HomeBuy schemes and the local HomeBuy Agent for Hampshire and Isle of Wight, HomesinHants.

"I saw the ad, made a note of the website and took a look at what was on offer. The Shared Ownership scheme seemed to suit my family and I's situation best so I registered online with HomesinHants," explains Cheryl.

Cheryl, a teacher from Portsmouth, found saving for a deposit whilst paying a high private rent meant finding the large sum required for an open market purchase very difficult.

"We learnt that the deposit needed for a purchase with shared ownership is only 5 or 10%, and even that is based on the value of the share you purchase, not the full market value! It meant getting together the deposit we needed was far more achievable," says Cheryl.

Once registered with HomesinHants, Cheryl and her twin sons William and James, 12, were sent information on properties in the post and on email. That's when they found out about Alliance House, St Marys Road in Portsmouth, being offered on a shared ownership basis from local housing association, Radian.

"The development is only round the corner from the house we were renting, so we knew it was in an ideal location for work, friends and the boys' school," Says Cheryl, "so we arranged a viewing with Radian".

Cheryl, William and James viewed the 2 bedroom apartments, available from 40% shares, and decided this was the place they could finally call 'home'.

"We all loved the flat straight away! It's so light and airy, and we love having the balcony. The bedrooms are huge too with plenty of storage. Radian arranged for us to have a financial assessment to make sure it was affordable for us, and it all went on from there!" explains Cheryl.

Cheryl purchased a 40% share in the apartment for £47,200, requiring just £2,360 for her mortgage deposit. She now pays just over £500 per month to own her own family home; £100 cheaper than her previous private rent.

"It was frightening at first to buy a home, but we have no regrets about our move; everyone involved was very helpful and we feel extremely lucky. We're really proud of our new home and the whole process was very quick. I'd recommend Shared Ownership to anyone in a similar situation."