Help to Buy South has helped hundreds of people to purchase or rent their new home.  Here are just a few of the success stories:

"I would always recommend Shared Ownership for people struggling to get onto the property ladder."

Having her own independence and taking the next step in life by owning a property is what Jessica Lingham (23), a veterinary nurse from Waterlooville, had always wanted to achieve.

"I wanted a place of my own and knew that I had little chance of buying somewhere on the open market." said Jessica. "One of my friends recommended HomesinHants and the Shared Ownership scheme, so I began researching it on the internet to find out more."

Jessica was living at home with her parents as renting was too costly in the area. As soon as she was able to save a small deposit, Jessica began searching for the perfect property she had always hoped for.

"I'm currently working but also studying at college, so I need my own space to focus on my work. My partner, Joe, also stays with me, so I wanted my own home where we can spend quality time together" she added.

After researching the Shared Ownership schemes and registering with HomesinHants, the Help to Buy Agent for Hampshire and the Isle of Wight, Jessica discovered Timothy Walk, a Radian development in Waterlooville. Perfectly suited and near to town, but with countryside on her door step.

Shared Ownership enables purchasers to buy a share in a home, paying a low cost rent on the remaining un-purchased share. With mortgage deposits based on the value of the share, buying your first home couldn't be more affordable.

"I contacted Radian, viewed the property and did not hesitate to confirm my interest. The whole process was easier than I thought. The financial advisor was so helpful and the team at Radian were always there to offer help and advice" explained Jessica.

Jessica purchased a 35% share of a two bed, top floor, modern apartment for £145,000. With a mortgage of £50,750, she pays just £470 in monthly mortgage and rent payments, which is a fraction of what she would have to pay if she purchased a similar property outright on the open market.

"I would always recommend Shared Ownership for people struggling to get onto the property ladder. It is a great scheme and I would like to thank the HomesinHants and Radian team who helped me throughout the whole duration. This made the process of buying my first home easy and stress free."