Help to Buy South has helped hundreds of people to purchase or rent their new home.  Here are just a few of the success stories:

"The scheme is easy, simple, fast and exciting with the joy of being able to own your own home!"

Assuming that buying a home of his own would be unaffordable, Chris Lovett, a teacher from Southampton, found it difficult to be optimistic when searching for a home in his local area. Chris thought he would always be living with his parents, until he saw an advert for the Shared Ownership scheme and, from this, he knew his prayers had been answered.

"I was living with my parents as I thought I couldn't afford a place of my own", said Chris. "Saying that, it was a lot less hassle having someone to do the more tedious chores around the house, not that I'm lazy!" he added quickly.

Shared Ownership enables purchasers to buy a share in a home, paying a low cost rent on the remaining un-purchased share. With mortgage deposits based on the value of the share, buying your first home couldn't be more affordable.

As soon as Chris heard that the Shared Ownership scheme would be available at Selby Place, Southampton; a new development in his area being offered by Radian, he kept his eye on the progress of the build and, as soon as the development was launched, Chris arranged to view the show apartment, floor plans, and details before expressing interest in his preferred plot.

"Selby Place is close to my work place and in the area I'd grown up in", said Chris. "It also has all the day to day facilities nearby, including a pub within walking distance! The apartment has the room space and decoration I was looking for as well, I knew it would be ideal for me."

Chris is now the happy owner of a brand new, two bedroom apartment. With a deposit of just £2,450, Chris purchased a 35% share in his £140,000 home. Paying just £400 in monthly mortgage and rent payments, which is a fraction of what he would have to pay if he purchased a similar property outright on the open market.

"I hadn't believed that after only 4 months I would have purchased and moved into my first home with very little hassle and worry," he explained. "My monthly mortgage payments are manageable and leave me with some money over at the end of the month to save and treat myself."

Chris is happy in his new home and is enjoying the benefits of having his own personal space.

"I have a lovely first floor two bedroom home. The most regular comment I get from friends and family visiting for the first time is 'I can't believe how big it is!', and 'It looks fantastic!'. The part which surprised me the most is how quiet and friendly the area is, and how easy it is to manage and enjoy my new home. Unfortunately I'm still single, but now I've got my own place and ticked 'buy a home' off the list, I want to start looking for 'Mr Right'!"

"The scheme is easy, simple, fast and exciting with the joy of being able to own your own home!" said Chris."Thanks to all those involved, I can't believe how much I enjoy living in my new, fabulous home and it's all thanks to Radian and the Shared Ownership scheme."