Who can apply?
If you are trying to get onto the housing ladder but can't afford to buy or rent a suitable property on the open market, we may be able to help. Please note that you must complete a full application and be assessed as eligible by Help to Buy South before you can proceed with the purchase or rental of a property through one of our schemes. Please also visit our Steps to Help to Buy Shared Ownership & Rental Schemes page which explains how the process of registering/applying works. Applicants must meet some basic eligibility criteria as follows:
We also recommend that you read the following guidelines:
Where properties are in high demand for Help to Buy Shared Ownership / Rental schemes, priority will be given in the following order to:
- Social tenants (housing association and local authority tenants) and serving military personnel
- Those with local priorities (a local connection may help you be a priority. This may be living and/or working in the area in which the property you are interested in is located, and different local authorities have different priorities of their own)
- Other applicants (most applicants will be first time buyers, but the schemes can help some buyers who have owned a home before, for example in the case of a relationship breakdown)
Applicants are not prioritised whilst on the Help to Buy South database. Once you have put your name forward for a specific property the housing association/developer will prioritise eligible applicants in order of current housing situation and occupancy levels.
You must be able to afford the costs of purchase and demonstrate you are able to sustain the housing and living costs.
MoD personnel will be prioritised for Help to Buy Shared Ownership / Rental schemes where they have completed their basic (phase 1) training and they are one of the following
- Regular service personnel (including Military Provost Guard Service, in the Navy, Army and Air Force)
- Clinical staff (with the exception of doctors and dentists)
- MOD Police Officers
- Uniformed staff in the Defence Fire Service
- Ex-Regular service personnel who have served in the Armed Forces for a minimum of six years, and can produce a Discharge Certificate (or similar documentation) as proof, where they apply within 12 months of the date of discharge from service
- The surviving partners of regular service personnel who have died in service, where they apply within 12 months of the date of being bereaved
For more information about Ministry of Defence Personnel and priority groups, contact Help to Buy South on 023 8062 8004 or email firstname.lastname@example.org.
For the Help to Buy Equity Loan scheme you do not need to complete a full Help to Buy South application. Please click here for further details on how to apply