Help to Buy South has helped hundreds of people to purchase or rent their new home.  Here are just a few of the success stories:

"It meant we could get on the property ladder"

Like many twenty-something couples, Craig Carter and his girlfriend Carly Andrews were still living at home with their parents whilst saving towards their deposit to buy their first home.

"We knew this would be the only way we could get our deposit together, but trying to save towards buying a home on the open market still seemed impossible," explains Craig. "We then found out about the HomeBuy schemes and registered for them with our HomeBuy Agent, HomesinHants. FirstBuy seemed the best option for us to buy our first home together."

FirstBuy is an equity loan scheme specifically designed to help first time buyers struggling with the need for a large deposit. The scheme can help you purchase a new build home on selected developments with the assistance of an equity loan up to 20% of the value of the home.

"FirstBuy was ideal for us. We'd already started to save for our deposit so finding out we only need to put down a 5% deposit for the mortgage was great," says Carly. "It was the only way we could get on to the property ladder."

Already living in Southampton, Craig and Carly wanted to say in the area. "The Mallards development being offered by Linden Homes seemed perfect. It was near our friends and family and a good commuting distance for work" says Craig.

After viewing the homes at The Mallards, the couple reserved a spacious, one bedroom apartment.

"The whole process was very easy and quick; we had our financial assessment to confirm the scheme and property was affordable for us, and had the keys to our first home in our hands within 6 weeks!"

Craig and Carly put down a £6,500 mortgage deposit, and alongside their 20% equity loan, purchased the apartment for £130,000. They are now paying £530 per month on their mortgage repayments, with no interest to pay on the equity loan until year 6 of living in the property.

"Everyone was helpful throughout the process, we love our apartment and it's such great value. We're really pleased we stayed at home just that little bit longer to save towards our deposit as we now have a place we can call our own."